What is Cancer & Cancer Insurance Policy.
What
is Cancer ?
Basic knowledge of cancer includes
information about its causes, cellular process, symptoms and
types.
Other important issues are methods of cancer diagnosis, including biopsy
(examination of a
tissue sample) and physical examination. Cancer prevention is possible with many forms of the
disease. Cancer treatment may vary depending on the type, stage and the individual patient.
Carcinoma of unknown primary site (CUPS) is a term given to cancers of
uncertain origin that have spread to one or more sites. The word
cancer refers to changes in the body's cells that cause
them to grow out of control. These cells can grow very fast and spread,
eventually crowding out
normal cells and damaging entire systems of the body. Cancer can occur in
almost any cell. It
begins with damaged DNA, the "building block of life" that controls all
cell functions, including when
to divide (reproduce) and when to die. When DNA is damaged, cells can
divide rapidly or outlive
normal cells. Most of the time, the body's immune system recognizes these
damaged cells and
destroys them. However, if this normal process does not happen, a tumor
can grow.
What is
“Cancer” Insurance?
Cancer
insurance provides benefits only if you get cancer. If yes, then Cancer
policies sold today
vary widely in cost and coverage. If you decide to
purchase a cancer insurance policy, contact
different companies and
agents, and compare the policies before you buy. Cancer insurance is
sometimes referred to as a specified disease or dreaded disease policy. It
is also necessary if you
are considering the purchase of cancer insurance
or other specified disease type coverage, it is a
good idea to carefully
review your current health insurance policies. Before going for cancer
insurance you should make it clear from agent or company that all expenses
will be covered by
policy or only hospital costs will be bared by cancer
insurance policy. Many cancer insurance
policies have fixed cost limits.
Cancer insurance is not a substitute for comprehensive coverage.
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